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Loan

Tertiary Institutions Staff Support Fund (TISSF)

by Federal Ministry of Education (managed by Bank of Industry Nigeria)

An interest-free loan programme for academic and non-academic staff of public tertiary institutions in Nigeria. Offers loans of up to ₦10 million with a 5-year tenor and 12-month moratorium. The 2025/2026 cycle is closed; the 2026/2027 cycle is opening soon.

Eligibility

Academic and non-academic staff of public tertiary institutions in Nigeria