by NIRSAL Plc
NIRSAL's Credit Risk Guarantee provides up to 75% coverage on principal and accrued interest for loans to agribusinesses across the value chain. Financial institutions (banks, MFIs, DFIs, fintech platforms) can access this guarantee to lend more safely to agricultural investments in production, processing, logistics, trading, and exporting. The product is available through three tailored structures: Single Obligor Guarantee for individual borrowers, Portfolio Guarantee for multiple agribusinesses, and Green Guarantee for climate-resilient investments.
Applicants must be financial institutions including: commercial banks, microfinance banks, Islamic/non-interest banks, development finance institutions, non-bank financial institutions, agricultural leasing firms, digital lenders/fintech platforms, donor-funded programs, or capital market participants. Borrowers must be agribusinesses operating in eligible sectors of the agricultural value chain.